Darshana is a married woman residing in Jasat village, Gurugram, with her husband and three children. She belongs to an OBC Hindu family and lives in a nuclear household in their own pucca house, which consists of two rooms, a kitchen, and a toilet. The family primarily depends on her husband, Ravi, who works as a daily wage worker, earning an average monthly income of less than ₹12,000. This limited income has to cover all household expenses, which range between <.... Read More
Darshana has completed her education up to the 10th standard and is currently self-employed, with prior and ongoing exposure to small-scale business activities. She possesses a good understanding of basic business operations, along with relevant skills and strong confidence to manage a livelihood activity independently. Her family is supportive of her entrepreneurial aspirations, which further strengthens her motivation to move towards financial self-reliance.
The couple has three children—one son and two daughters, all of whom are studying in government schools under the RTE framework. With rising educational and household expenses, Darshana is keen to establish a grocery shop in her village, which has been assessed as viable and sustainable due to local demand. This business will help create a stable and regular source of income, reducing dependency on daily wage work and improving overall household security.
Darshana owns and uses a smartphone, enabling her to stay connected, manage basic digital tasks, and potentially adopt digital payment methods for her business in the future. She has no existing loans or debts and is not currently receiving benefits from any government or external support schemes, making timely assistance critical for initiating her business.
Overall, Darshana demonstrates strong willingness, good business knowledge, relevant skills, and family support. With the right financial and capacity-building support, she has the potential to successfully run a grocery shop, enhance her family’s income, and ensure better living conditions and educational opportunities for her children. Her profile has been assessed as “Good”, indicating readiness for business support and livelihood intervention.
